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Senior Care Professionals
Home Equity as a Solution to Funding Home Care Services
Give More Clients the Care They Need in the Home They Love.
At AAG, we have helped thousands of homeowners strategically use their
home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.
Educate seniors and their families on
all funding options available to them. Avoid having home care services prematurely or unnecessarily lowered or canceled.
Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
Retrofit, remodel, or modify the home for safety, prevention, and other needs.
HECM Borrower Basics
Must be 62 or better.
The home must be their primary residence.
No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.
More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.
¹ https://assets.aarp.org/rgcenter/ppi/liv-com/ib190.pdf ² https://www.gobankingrates.com/retirement/planning/why-americans-will-retire-broke/ ³Senior Home Equity Exceeds Record $11.12 Trillion - NRMLA. July 25, 2022. Senior Home Equity Exceeds Record $11.12 Trillion. https://www.nrmlaonline.org/about/press-releases/senior-home-equity-exceeds-record-11-12-trillion